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BUILD Wealth with Karen Dry: There's No Prince Charming - Open Enrollment
BUILD Wealth Series with Karen Dry: Open Enrollment
Most people gloss over their Open Enrollment with their employers. You receive an email and it basically says, ?if you?re not changing anything from last year, we?ll automatically enroll you with the same benefits.?
Presented by the Professional Women in Building of the BIA Bay Area
And if you?re a contractor or self-employed, you think the Open Enrollment period doesn?t matter for you. Well, did you know all health/medical insurance resets for premium paid and benefits included at each calendar year? What questions can you ask today to be sure you understand your options for 2022 when it comes to your health care and other risk management insurance?
Most individual?s lives change every year ? new partner, no partner, kids, injuries, health scares, compensation increases (or decreases), new jobs, etc. If you don?t understand your benefits before you go into the Open Enrollment period, you could make choices that you cannot change until the following year, causing regret, frustration and huge costs.
The open enrollment period is important because it is one of the few times you can make changes to many of your employer provided benefits. During open enrollment you have options to enroll in benefits for the first time, change your current plans or coverage amounts, or to drop coverage completely.
These benefits can include: health insurance, FSA plans, HSA plans, group term life insurance, group long term disability, vision and dental plans, 401k options, RSU options, deferred compensation options, cafeteria plans, pet insurance, and much more. Most HR professionals are not equipped to advise you on your financial security or retirement planning and your benefits play a key role in your planning whether you like to admit it or not.
This seminar will take you through a basic employer plan and how it may be different for some employees and/or contractors and the self-employed. We?ll review the glossary of terms, what is standard in the industry for benefits and what is not. The key here is to be better informed about what you have offered by your employer so that you pick the right benefits for your personal planning.
With a lifetime dedicated to building businesses to paramount success, Karen Dry embodies entrepreneurial spirit. It all started with an unconventional college experience in Electrical Engineering and Physics and has continued on a path of working and selling for varied, professional businesses over the past 30 years. Her dedication to helping individuals and business owners, from small companies to C-Suite executives of large enterprises, properly cover their exposure is unsurpassed. She can help individuals and businesses work through extensive business succession planning, including risk management, disability income insurance, long term care planning, and access to group medical health insurances. Her financial planning practice includes working with all levels of professionals and entrepreneurs from law firms, medical practices, accountants, manufacturing, sales and technology firms. Her success has made her in the Top Ten in the nation for two consecutive years, only woman to do this in the 168-year history of the company. She has been in the Top Three for Northwestern Mutual's Western Region in 2011, 2015, 2019 and 2020, as well as making the Forum Club seven times. She is a member of the Million Dollar Round
Table from 2011-2020, for consistent excellence.
Ms. Dry has been in the top 50 nominated for "Executive of the Year" by the Los Angeles Business Journal every year since 2010. She is a consistent producer for the Northwestern Mutual in Long Term Care as well as leading in Core Coalition and Term Conversion sales every year she's been with the company. She was named "Financial Representative of the Year" in 2009, 2010, 2011, 2015, 2018 and 2019 and became the district office's 'Life Specialist' in early 2010 and promoted to Director of Estate & Business Planning Specialist in 2016. Some of Karen's previous accolades include "Top 50 Women in Business" by the Pacific Business Times in November 2006 with a personal legislature accommodation by California Assembly-woman, Audra Strickland.
Belonging to over 12 associations, Karen considers her involvement with associations a key part of her success as a leader in the community. She is a public speaker, having authored and created over 30 seminars that promote leadership development. Recent classes she's authored are: "There Is No Prince Charming"; "Marketing 101 for Small Business Owners"; "Getting LinkedIN"; "Mars & Venus - Communication Skills Between Men and Women in the Workplace" and "Ethics and Morality in the Workplace", to name a few.
Ms. Dry was inducted 2010 and 2011 member of the Northwestern Mutual's L.E.A.D. Program - Leadership through Education, Achievement and Development ? a leadership position responsible for the education and development of representatives. She has been a valued committee member of the company's Diversity Working Task Force. Overall, Karen works diligently for the advancement and empowerment of all her clients, especially executive women in all industry, advocating each to educate themselves fully within their career and community.
She resides in Woodland Hills and has three children.
BUILD Wealth with Karen Dry: There's ...Date and Time
Wednesday Sep 1, 2021
12:00 PM - 2:00 PM PDTLocation
Virtual, register to receive Zoom webinar link.
Fees/Admission
No fee, but registration required.
All BIA|Bay Area/PWB Members.
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Other PWB members nationwide, please click the "non-member" link and select your PWB chapter during the registration process.